Why Choose a Commercial Insurance Broker?
Save time.
We handle the applications and shopping for you.
Compare more options.
We approach multiple carriers and wholesalers, then explain the results.
Have someone in your corner.
We work on your behalf to negotiate coverage and pricing.
We shop dozens upon dozens of carriers and wholesalers
About UsErazo Insurance Services is an independent commercial insurance brokerage with access to dozens of carriers and wholesalers. Clients include from real estate brokers, doctors, mechanics, general contractors, and landlords.
Email or text us, and we’ll see how we can help.
Best,
Johnny Erazo
hi@johnnyerazo.com
Cell: 415-322-9247
What policies do I need? ELi5 (Explain it like I’m 5)
Johnny runs a real estate and property management business. He sells homes, manages rentals, and has employees. Here’s what his insurance is for.
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“I made a mistake.”
Johnny forgets to tell a buyer about a roof leak. The buyer sues. This coverage can help pay for a lawyer and money Johnny owes for a covered mistake. -
“Someone got hurt.”
A client trips over a rug in Johnny’s office. This coverage can help pay for the injury claim. -
“My employee got hurt at work.”
Johnny’s employee falls while checking a rental. This coverage can help pay medical bills and replace some missed pay. -
“My building got damaged.”
Johnny owns his office building, and a fire damages it. Building coverage can help pay to repair or rebuild it after a covered loss. -
“I promised to follow the rules.”
Johnny needs a bond for his license. If he breaks a rule covered by the bond and someone loses money, the bond can pay them. Johnny usually has to pay that money back. -
“My business vehicle was in an accident.”
Johnny’s worker was in an accident while driving the company car to a job. This coverage can help pay for injuries and damage to others. With the right coverage, it can also help repair the company car. -
“Someone hacked my PC and stole client information.”
A hacker steals Johnny’s tenants’ information. This coverage can help pay to investigate, tell the tenants, and handle related claims. -
“The claim is bigger than my insurance limit.”
Someone is badly injured in an accident Johnny causes with his company car. His auto insurance reaches its limit. An umbrella policy can help pay covered costs above that limit.
Our clients like us a lot!