Business Owners Policy (BOP)

In many cases, it is actually cheaper to purchase a BOP over a stand-alone GL policy.

What’s the difference between a BOP and a General Liability policy?


Imagine a BOP is like a ready-to-eat salad. It comes with everything you need. Because it's made for a lot of people, it's cheaper.

The other option is to make your own salad. You get to pick exactly what you want, but it will most likely cost more.

We are insurance "salad" connoisseurs, and will point you in the right direction.

General Liability + Business Personal Property

Quoting Factors

How Exposed are you to risk?

Underwriters take your line of work, business location, and years of experience into factor.

Claims history.

Have you had claims in the past? Can you foresee any potential claims?

High coverage requirements.

How much coverage are you looking to have? Do you have expensive assets?

Possible Add-Ons

  • Cyber Liability

  • Loss of Income

  • Errors & Omissions

  • Equipment Breakdown

Our clients like us, a lot!

  • Solar Panel Installers

    “You are my insurance guys!! Thank you for answering all my questions!”

  • Cabinet Maker

    “You are the man! Thank you for finding me savings year after year."

  • Psychologist

    “You found me better policy, and much faster than my last broker.”

There’s lots to love about Erazo Insurance Services

  • Your broker will always be your point-of-contact

  • We shop for you year after year.

  • We are easy to get a hold of. Just call, text, or email.

Meet the Team