A person working on a laptop with a second laptop nearby on a white desk.

Cyber Liability

Cybersecurity insurance, also referred to as "cyber risk insurance" or "cyber liability insurance," offers protection to businesses against losses stemming from computer or technology-related incidents. This coverage can include events such as phishing or ransomware attacks, or the loss or theft of a laptop containing sensitive data.

7 Question Application

For businesses that

  • A man holding an American Airlines AAdvantage credit card in his hand, with a blurred background and partial view of his face and white shirt.

    Accept electronic payments

  • Laptop displaying analytics dashboard with graphs and data charts, placed on reflective black table in a modern office setting.

    Have a website

  • A workspace with an Apple iMac desktop computer, a MacBook Pro laptop, a smartphone with colorful app icons, a white keyboard, a pink decorative object, and a vase with red flowers."

    Use electronic devices

  • Screenshot of a computer screen showing a drop-down menu under the 'File' tab with options including 'New File', 'Open...', 'Save', 'Close File', among others, on a dark-themed interface.

    Store customer private data

  • Laptop displaying dashboards and charts related to business analytics and financial data.

    Store financial data

  • Hands typing on a laptop keyboard with a stethoscope resting on the wooden surface in front of it.

    Store medical records digitally

What is covered under most policies?

Person wearing a red hoodie and illuminated neon mask with X eyes and a stitched mouth, crouching outdoors at night

  • Ransom demands and cyber extortion incidents

  • Lost business income and data recovery costs

  • Expenses related to addressing a data breach

  • Expenses related to notifying affected individuals

  • Expert assistance for breach response and damage containment

How much?

We have bound policies for as low as $400/yr with the following parameters:

  • $250,000 limit

  • $1,000 deductible

  • Mental Health Clinic with $2,000,000 in annual revenue

To as high as $2,100/yr:

  • $1,000,000 limit

  • $5,000 deductible

  • Real Estate Brokerage with $5,000,000 in annual revenue

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