eal estate brokerages often face steep Errors & Omissions (E&O) insurance costs, but with the right strategy, significant savings are possible. In this case study, Johnny, a broker at Erazo Insurance Services LLC, helped a 500+ agent brokerage reduce their E&O premium by over $30,000 per year. By shopping the market and negotiating with top insurers, Johnny secured comprehensive coverage at half the previous cost. Discover how your brokerage can achieve similar savings while maintaining robust protection. Learn more today!

Learn about retroactive dates in insurance: their importance, how they impact your claims-made professional liability or E&O insurance, and the potential risks of coverage gaps.

Occupational accidents are unexpected incidents at work that cause harm to employees. For instance, a technician getting burned while operating a furnace at work is an occupational accident, but an accident on the way to work would not.

Understand how Workers’ Compensation Insurance safeguards your business by assuming liability for work-related injuries, offering legal protection from employee lawsuits. Learn how maintaining this coverage can help you manage risks, ensuring a stable work environment while you focus on your core operations

Keeping your team safe is crucial, but accidents can happen. Workers' Compensation insurance is the safety net your business needs. From coffee burns to heavy lifting injuries, it ensures injured employees are taken care of, regardless of fault. Stay compliant with state laws, protect your staff, and safeguard your business.

Ever wondered about the lingering liability risks in your business? Especially if you're in construction, installation, or repair work? Completed Operations Liability is designed to help cover costs of injuries or damages due to faulty workmanship. Stay informed, understand the criteria for claim eligibility, and safeguard your business.

An 'Occurrence Form' insurance policy covers any damages or injuries that happened while the policy was active, regardless of when the claim is made. This ensures business protection even if claims come in years after the policy has expired.