Are only work-related incidents covered by Workers' Comp?

Contrary to the common myth, employees don't necessarily have to be injured while performing their direct job duties to qualify for workers' comp. It's sufficient for the injury to occur within the ambit of their employment, encompassing both work and non-work related activities. Even those harmed at the workplace but not due to their primary job functions remain entitled to benefits under most scenarios.

Injuries incurred at work can lead to missed earnings and medical bills. Workers’ comp assists those injured in addressing these financial burdens and facilitates their swift return to work. Almost every employer in nearly all states is mandated to have some form of workers’ comp. This insurance offers employers a significant advantage by shielding them from various liabilities tied to workplace injuries.